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Confessions of former debt collectors - CNN.com
"I was absolutely ruthless when I first started out as a debt collector. I had a black heart."

Automated Debt-Collection Lawsuits Engulf Courts - New York Times
"As millions of Americans have fallen behind on paying their bills, debt collection law firms have been clogging courtrooms with lawsuits seeking repayment."

State's bankruptcies soar despite overhaul - San Francisco Chronicle
"Five years ago, bankruptcies soared to record levels as debt-strapped consumers raced to seek court protection before Congress changed the law to curb what had been considered an epidemic of filings."

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